At Miller Family Insurance, we offer a number of products to help protect you and your family in the event of the unforeseen. We know how important proper planning is, and how important it is to make sure you have the proper coverage for your life situation. Among the products we offer are:
For many of us, our home is our biggest asset. It's important to protect your home in the event of damage or loss from causes beyond our control such as fire, flood, or storms. While it can take a lifetime to make your home, only seconds can destroy it. Let us help you prevent a bad situation from becoming worse by inadequate homeowners insurance.
For many of us, our home is our biggest asset. It's important to protect your home in the event of damage or loss from causes beyond our control such as fire, flood, or storms. While it can take a lifetime to make your home, only seconds can destroy it. Let us help you prevent a bad situation from becoming worse by inadequate homeowners insurance.
Like car insurance, if you're on a motorcycle you need to have proper coverage in place. Motorcycles are a different entity than cars, and often used less. We have very affordable motorcycle insurance policies that can protect you and your ride if things should go wrong.
Much like motorcycles, ATVs should be insured. In fact, many states, including Ohio, require it by law. Many of the same coverages apply, such as collision, comprehensive, bodily injury, and underinsured / uninsured motorist.
We can insure all of your watercraft, including fishing boats, jet skis, house boats, sail boats and more! Options such as roadside assistance and on-water towing are available.
RV insurance is different than car insurance in a number of ways. We offer various RV coverages, including Vacation Liability, Emergency Expense, and Full Timer's for Class A, B, And C motor coaches and camper vans.
Most homeowners insurance policies do not include earthquake coverage. However, as earthquakes do occur in most of the United States, it's worth buying. An earthquake can cause irreparable structural damage to your home or business that may not be covered without specific earthquake insurance. Let us take a look at your current policy and see if you have it.
Renters insurance is similar to homeowners insurance in that it protects you in the event of many of the same events.
Your renters insurance policy helps to cover your personal liability if your apartment is broken into, you injure somoeone, you have a party and someone slips and fallsin all these events and more.
If you have a dwelling that someone else living in, it needs to be insured on a landlord policy. A traditional homeowners insurance policy will not cover a home you do not live in.
Personal Umbrella insurance is additional liability coverage above your home and auto insurance. This provides additional protection for you and your assets in the case of a lawsuit or other judgement, and it's fairly inexpensive to obtain.
If you have a classic car, muscle car, street rod, or something of the like, we have special insurance coverage for you. This policy differs in several ways than a normal auto insurance policy.
This is a specific type of insurance you can buy on individual items you own, such as expensive jewelry or musical instruments, that are worth more than the standard amounts set in your homeowners insurance policy.
If you are caught driving without insurance, you'll need to obtain an SR-22 to prove financial responsibility. This also can apply for DUI, DWI, at-fault accidents without insurance, license suspension or revocation, or repeat traffic offenses.
The condo association will have a master policy, but this master policy will not cover your possessions, or your legal liability to people injured in your condo.
An insurance policy is just as essential for a mobile or manufactured home as it is on any other home. It is very similar to other homeowners insurance policy as it covers you in damage from specified perils such as fire, wind- or hailstorm, smoke, damage to trees, shrubs, and lawns, lightning, theft, vandalism, explosion, landslide, and more.
Many people use golf carts in places other than the golf course. If you're using it to ride around a campground, gated community, or other living complex, you need to have insurance on it. This will protect you from potential liability from accidents that may occur off your own property.
Miller Family Insurance covers needs of Niles, Girard, McDonald, Mineral Ridge, Warren and surrounding areas. We offer personalized service when it comes to choosing home and auto insurance, along with your other coverage needs. With our staff's 34 plus years of property and casualty insurance industry experience we are confident we can fill your coverage needs. Your trust and faith are of the utmost importance to us.
Sincerely,
Violet Miller Gizdic
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